Share Savings Account
A Basic Savings account comes with your MS National Guard FCU membership/ownership and opens the door to other beneficial amenities.
Earns competitive dividends on a low monthly balance.
No monthly service charge.

Club accounts
Save up for that dream vacation or for the coming holidays.
Earn dividends, while paying no monthly service fee.
Use savings for décor, food, gifts, and more!

Share Certificates
Earn a fixed rate of return for reliable income.
Better guarantee than other riskier investments.
No setup or maintenance fees to open!

Individual Retirement Accounts
Begin saving for your retirement today!
Competitive dividends above standard savings rate.
Use funds to buy certificates within IRA's to help you reach financial goals.

Totally Free Checking

No marketing gimmicks with our "totally free" checking accounts.  Write as many checks as you want with NO per-check charges or monthly service fees.  Our hassle-free checking account will keep your finances safe, and you will stay informed through our modern and convenient Online Banking, eStatements, Mobile Banking, Remote Deposit and more.  All this and totally free!

Summary of Checking Account Services
Simple, free checking account for anyone
No monthly service charge
Unlimited check writing
No per check charges
Free Online Banking
Free Online Bill Pay
Free eStatements
Free Mobile Banking
Free 24-Hour Telephone Teller
Free VISA-Debit Card
24/7 Funds access through our partner ATM networks
Direct Deposit Available
Remote Deposit
NCUA Insured

eStatement Rewards
Every member can take advantage of MS NG FCU free eStatements.  They're convenient, much safer than paper, they reduce clutter, and they qualify you for reduced fees on all products!
Direct Deposit Rewards
Sign up for Direct Deposit of payroll, recurring government, Social Security, or retirement checks and enjoy extra benefits!

Card Services

We offer a wide variety of debit cards and gift cards to meet our members’ needs.  Forget the difficult gift-buying routine, the hidden fees, and don't worry about your credit; just find the card that works best for you!

Visa Debit Card
Your MSNGFCU debit card is the ticket to hassle-free purchases.  It's all the convenience of a credit card, with the safety of a check.  Use it online or at any retail store, and the money is taken from your checking account.  You never have to worry about making payments or monthly finance charges.
You Visa debit card is accepted anywhere Visa is taken, worldwide.  Plus, you can review all your purchases on your monthly account statement for easy tracking. 
For Lost/Stolen cards see our Contact Us page.

Prepaid Reloadable Debit Cards
Use this convenient MSNGFCU debit card just like a credit card anywhere Visa is accepted.  Shop online, withdraw funds from ATMs, add additional funds and more.  This is the ideal card for someone trying to build or improve their credit, because you can't overdraw!  There’s no credit check, no monthly payment, and no financing fees.  A prepaid Reloadable debit card from MSNGFCU is your ticket to a brighter future with more purchasing power on your terms.
Report a lost/stolen card by calling our toll free number 1-877-850-9650.

Visa TravelMoney
Make purchases at any and all Visa locations while traveling in or out of the country.  You can count on 24/7 access to your cash and deposit funds from your MSNGFCU checking or savings account via a secure website.  Your Visa TravelMoney card offers all the protection and security features you've come to expect from Visa.  Present your card at the time of purchase and the amount will be deducted from your card balance.  Check your balance, transactions, or report a lost/stolen card by calling our toll free number 1-877-850-9650, or by visiting CUMoney.
You can also add funds to your Visa TravelMoney card by visiting CUMoney.
Refer to the Terms and Conditions for full disclosures including applicable charges, for types of funds accepted and for ways your card can be reloaded.

Visa Gift Cards
You can forget all the hard gift-giving choices when you buy a universally loved Visa Gift Card through the MSNGFCU.  It’s easy to use, perfect for any occasion, and accepted anywhere they take Visa.  It works just like a debit card, and it's safer than cash.  You can select from a variety of designs for your loved one and watch them light up!  Available for any amount from $10 to $1,000.
Report a lost/stolen card by calling our toll free number 1-877-850-9650.

Visa Classic Credit Card

This ideal credit card offers fixed low rates along with increased purchasing power for its on-the-move users.  Use our online services to quickly track your purchasing transactions from merchants and venues from coast to coast!

Low 8.50% APR (Annual Percentage Rate)
Enjoy increased purchasing power; accepted virtually everywhere, worldwide
No annual fee
No cash advance or transaction fees
Online payment and account information
Get cash from any ATM or branch
$250,000 of travel insurance
Score Card Reward too!
Easily replaced of lost or stolen
Federally Insured by NCUA

Personal Loans

Auto Loans
Competitive fixed rates
Buy new or used vehicles
Refinancing my lower your rate!

Recreational Vehicle Loans
Competitive rates for different recreational vehicles
RVs, Motorcycles, Boats, Watercraft, Tractors and more
Pre-approval for added confidence when buying

Signature Loans
Competitive rates for one-time or ongoing needs
A wide range of terms, and not collateral required
Friendly, helpful service from start to finish

Share or Certificate Secured Loans
Funds secured by savings established with MSNGFCU
Avoid compromising your savings
Local, Mississippi decision making and processing

The Guard Loan
When you need a little extra for the holidays or between paydays
More reliable and affordable than payday loans
Cash repayment terms up to 12 months
No credit check
Restrictions Apply

Online Services

Online Banking
Free, secure, and easy online account access 24/7
Set alerts for everything from birthdays to balances
Skip the branch and have more time to yourself!

Online Bill Pay
A safer, simpler way to manage your bills
Easily pay one-time or recurring bills from home
Ensure on-time payments and ditch the clutter!
Save money on postage, too!

Safer, easier, and better for the environment!
Reduce chances of fraud and identity theft
Download or print when absolutely necessary.

Mobile Banking
All your banking essentials on the go!
Check balances, clear checks, make payments
And do it all from your mobile device!

Mobile Check Deposit
Save the hassle of taking paper checks to a branch
Safely deposit checks anytime, anywhere, with your phone camera!

Transfer funds to and from any financial institution with our Automated Clearing House


New Vehicles 1.99%
Used Vehicles 1.99%
Signature 6.50%
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